Travel Insurance

We have arranged a Travel Insurance cover through MGTIS Ltd, MGTI Ltd is an Appointed Representative of Milsom Howard Limited. Milsom Howard Limited is authorised and regulated by the Financial Services Authority, reference number 305252. A synopsis of the sections of cover and maximum sums insured are shown below and a full wording will be sent on receipt of premium payment. A specimen of the policy with all terms, conditions and exclusions is available on request. All policies carry a 14 day refund protection. It is a condition of the policy that all material facts are disclosed to MGTIS and there is a declaration to be signed to confirm this. A material fact is one that is likely to influence insurers in the assessment or acceptance of the insurance, e.g. your own medical background or that of a close relative. If such facts are not declared, they may affect settlement of any claim. If there is any doubt if a fact is ‘material’, then it should be declared. Medical conditions declared and accepted do not increase the premium, but a small screening fee may be chargeable. Please ring MGTIS Healthcheck on 0844 544 9915 during office hours for a declaration or clarification.

Claims & queries
All queries and claims should be made direct to:

MGTIS Ltd
PO Box 48
Woking
Surrey
GU21 8ZW

Do not write to CTS Horizons.

CTS Horizons